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Tips & Advices
Passengers are typically covered under a motorcycle insurance policy This coverage is usually included in the bodily injury and property damage liability coverage that is required by law in most states. If you choose to purchase medical payments coverage, this will help cover the medical bills of both you and your passenger if you're involved in a motorcycle accident.
The different types of motorcycle insurance include liability coverage, comprehensive and collision coverage, total loss coverage, medical payments coverage, trip interruption coverage, optional equipment coverage, uninsured and under-insured motorist coverage, and towing and labor coverage.  Motorcycle insurance protects standard motorcycles as well as scooters, mopeds, street-sport bikes, ATVs, high-performance bikes, vintage bikes, and cruisers.
Motorcycle insurance and car insurance can differ quite significantly when it comes to the cost of monthly premiums, and the average motorcycle will typically incur lower insurance rates than the average car. However, motorcycle insurance and car insurance are alike in that they are both legally required in most states.
Most comprehensive motorcycle insurance policies cover theft of your bike. This coverage is in place whether the theft happens at home, while traveling, or while your bike is being transported. Comprehensive motorcycle insurance policies also cover the theft of accessories or gear that might be stolen from your bike, such as helmets or mirrors.
Motorcycle insurance is required by law in most states. Specifically, liability coverage is required, and each state has its own minimum liability limits. These liability limits cover both body injury and property damage. Check with your insurance agent to see what the motorcycle insurance requirements are in your home state.

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