Affordable Insurance in Albany, Georgia with Reviews - YP.com
03/23/2014
By: Lorenza D.
Allstate
I visited Marvin Gibson Allstate Insurance Agency and I was very pleased with the service I received. This agency handles auto, home, life, business, condo. renters, motorcycle and other insurance lines. I would not hesitate to recommend this agent to others in the Albany GA area who are looking for insurance coverage.
07/26/2013
By: celia.huxley
Faircloth Insurance Agency
Brittany is a wonderful agent. I have been doing business with her agency over 2 years & am not going anywhere anytime soon. I have my personal homeowners & auto through her, and refer all of my friends, family & students to her. Brittany is very helpful and always goes the extra mile!!
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01/02/2008
By: roblipford
Caryl Huiras Insurance Agency
Best Insurance Agent In Southern GA!
Tips & Advices
Yes, they can cancel policies and also choose not to renew policies once they expire. This can happen for a variety of reasons:
  • Failure to pay premiums
  • Giving false information to an insurer
  • Failure to meet fire or security codes or other recommendations
  • Failure to meet established safety guidelines, like removing pools or trampolines
  • Filing too many claims
  • Failure to repair home damage that protects from needing to filing claims
  • Increase in criminal activity within your neighborhood area
No, homeowners insurance is a nondeductible expense. The only case in which it’s not is if part of the home is used home for business, then the square footage used for that purposes could be deductible.
Without homeowners insurance, you may be fully responsible for the costs of repairing damages to a home and for replacing belongings that get damaged or stolen. Also when applying for a home loan, most banks require that borrowers have home insurance. Banks treat these loans as investments and home insurance acts as a protection of these investments.
Earthquakes, floods, tornadoes, and other natural disasters are not typically covered by home insurance--there are separate insurance coverages for them that can be purchased.
It does not cover anything dealing with vehicles or items within vehicles. Protection from natural disasters is also rarely covered automatically.

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