First National in Abilene, Texas with Reviews -
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By: sd092011
Allstate Insurance Agent: Rondall Sanders
Although we've been clients for a long time, we recently had to have our roof replaced due to hail damage. Everything went flawlessly and both Rondall and Jacinda made sure everything was taken care of. It was my first major home insurance claim and they helped us the entire way!! Thanks
By: Mike B.
David Ballard State Farm Insurance Agency
Working with David Ballard Agency has been great! I've never had a problem with getting to speak with an informed representative.
By: Kelly K.
David Ballard State Farm Insurance Agency
I recommend David Ballard all the time. He is very good to work with and gives the best deals providing the best coverage.
By: Karen G.
David Ballard State Farm Insurance Agency
Dave Ballard with State Farm is very caring. He always is looking out for his customers and what they need.
By: chevlane
Abilene Teachers Federal Credit Union
I love Abilene teachers bank they are always fast, frendly and ready to help out where ever they can.
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By: Tammi K.
Philip King Insurance
I love Philip King! He's the best husband in the world... the best father ... and friend.
By: Kara M.
David Ballard State Farm Insurance Agency
David Ballard is really great to work with. He knows his business.
By: Andy L.
David Ballard State Farm Insurance Agency
Matt Bauer was very courteous and thorough when we worked together.
Tips & Advices
Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.
Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.
Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.
In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

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