With more than 150 million drivers and registered vehicles on the road, auto insurance is the most widely purchased of all property-casualty insurance, yet few drivers are familiar with the details of their particular policy.
Travelers is a wealth of information for all of our clients. See the expansive list of FAQ linked below for Renters Insurance.
Home Insurance
Whether you are a first-time home buyer, a veteran of many years of mortgage payments and house upkeep, a condo owner or an apartment dweller, your household is one of some 90 million in the United States. Chances are your home is your single most expensive budget item and—for the home or condo owner—your most valuable investment. Homeowners insurance is a package policy that covers both property—structures and personal possessions—and liability. But do you understand what's covered?
With the successful splashdown just hours ago of our astronauts, we couldn't help but wonder about life insurance for those that go into space. Read the article below for how Travelers was involved in some of those earliest questions!
Health Insurance
Hayde Espinoza in our agency recently passed her Life & Health Insurance Licensing Exam, making her the 4th of our 6 person team. That is 9 Texas Department of Insurance licenses between 6 of us, and one more on the way with our new addition!
Even small businesses are a threat in the cyber world according to the article linked below. We encourage all of our business insurance clients and our regular clients who have businesses to think seriously about protecting themselves so that business can continue as usual.
Workers Compensation Insurance
Recently Doug Johnson attended an all day Workers Compensation training class to build upon and bolster his knowledge of this important commercial product.
Commercial Liability Insurance
The chart below shows how the Personal Umbrella Policy gives you additional liability coverage above the liability protection provided by typical Automobile, Homeowners, and RV Liability policies. The dark blue area shows you how the Personal Umbrella Policy will increase your liability protection. (Our agency may be able to provide you with a Commercial Liability Policy to provide similar liability protection for your business.) The second feature of the Personal Umbrella Policy is illustrated in the "Other" column. The blue shading also shows how the Personal Umbrella Policy would provide protection for the other exposures, subject to the policy exclusions and the Self Insured Retention for these important coverage's.
Professional Liability Insurance
The Texas Independent Insurance Adviser in Commercial Lines (TIIACL) designation consists of 7 specialized classes spread over 50 hours meant to advance understanding and knowledge of commercial lines insurance, such as Commercial Property, General Liability, Workers Compensation, Business Auto and Professional Liability.
Builders Risk Insurance
Partnering with US Assure means you will receive programs and services from professionals who understand the property and casualty insurance industry and are builders risk experts. It means trusting a team with decades of experience that is driven to deliver exceptional
Doug went to a MetLife training event this past week at The Palm Restaurant. The event was to introduce some of the features of MetLife annuities and how they can be structured to make sure both spouses are guaranteed some income.
Liability Insurance
"Doug, Debra and their team did an outstanding job helping me meet of my personal/commercial auto home and umbrella insurance needs. Saved me $$$ vs my previous agent. Very responsive."
"Debra Johnson is AMAZING. Debra sets a new bar for the industry. Every step of the way, Debra catered to my situation and proactively helped me. She's quick, professional, thorough, meticulous and trustworthy. She makes the process seamless. If you are looking for insurance (home, auto, renters, flood) sold by someone with your best interest at heart, look no further! In fact, everyone in this office is a gem. Laura Ledet helped out tremendously with my flood insurance. I cannot say enough about Douglas B Johnson Insurance Agency. Five star, best of the best. Client for Life!!!"
Earthquake Insurance
Whether it be from cracking or natural shifts in the earth, there has been an increase in earthquake activity in several Midwest states. While this applies to Oklahoma, the expansion of earthquake insurance may filter down into Northern Texas areas as well. The cause of the increased earthquake activity still remains to be understood.
Windstorm Insurance
Each year the Texas Windstorm Insurance Agency researches and decides if coverage is adequate to protect against events in the coming months. The group decided current rates are sufficient, keeping rates at the same level. Contact us for information about your coverage.