W.J. Farmer Insurance Agency

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Insurance, Auto Insurance, Homeowners Insurance

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Today: Closed

Tomorrow: 8:30 am - 4:30 pm

(607) 796-0551Call Visit WebsiteVisit Website Map & DirectionsDirections106c John StHorseheads, NY 14845 Write a ReviewWrite Review

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Hours

Regular Hours

Mon - Fri:	8:30 am - 4:30 pm
Sat - Sun	Closed

Places Near Horseheads with Insurance

Pine Valley (7 miles)
Breesport (7 miles)
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Erin (12 miles)
Southport (15 miles)

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General Info: We are a full service insurance agency with a wide range of personal, business and life insurance products. We service customers in New York and Pennsylvania through multiple highly rated carriers.
Email: Email Business
Brands: Erie Insurance Company,Progressive,Dryden Mutual,Erie & Niagara,Hagerty,Millville Mutual,Security Mutual,Selective Insurance,Travelers,Utica National,Foremost
AKA: W.J. Farmer Insurance Agency, LLC
Other Link: http://www.farmers.com
Categories: Insurance, Auto Insurance, Homeowners Insurance, Life Insurance

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Details

Phone: (607) 796-0551

Address: 106c John St, Horseheads, NY 14845

Website: http://www.farmers.com

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W.J. Farmer Insurance Agency

Auto Insurance
A vehicle collision is never good news, but when it’s one of the cars or trucks owned by your business, the consequences are more complicated. Business auto insurance takes all the elements of normal auto coverage and adds on extra protection. This may include coverage for the following...
Motorcycle Insurance
The absolute minimum coverage you’ll need when it comes to motorcycle insurance is liability insurance, which may cover the costs you have to pay to other people after an accident that’s your fault–including their medical bills and repairing or replacing their vehicle. Your local laws will set a minimum amount of coverage for liability insurance, but you may want the peace of mind of getting a higher coverage limit.
Boat Insurance
Getting out on the water should be carefree, but owning and running a boat brings several financial risks. Like motor vehicles, boats and other watercraft are prone to accidents, theft, breakdowns, property damage, and liability issues. Watercraft insurance means you can stop worrying about those risks and get back to relaxing on your boat.
Inland Marine Insurance
Truck Insurance
Depending on the operations of your repair shop you may want to consider coverage options such as body shop, repair shop, muffler shop, transmission repair, and tow truck insurance.

Home Insurance
Your home is the center of your life. It’s also your biggest investment. That’s where home insurance comes in, covering the unique risks you face. We’ll help you find a policy that protects you from the small and large risks related to owning a home. Because it’s more than just a house, it’s your home.

Health and Life

Life Insurance
Get the reassurance that your loved ones will have what they need with individual life insurance.

Business Insurance
When it comes to service, you can call our office and speak directly to your client service representative. You will have a dedicated service representative designated to handle your account. Get to know them because that one-on-one relationship is important. Together, with your customer service representative and with the help of our administrative assistants, we will determine how to handle your personal and/or business insurance needs.
Commercial Property Insurance
A commercial property insurance policy may help protect against the cost of replacing lost or damaged property. Additionally, insurance may cover any associated losses—such as lost income—that are caused because part or all of your business is temporarily unable to operate.
Workers Compensation Insurance
Workers' compensation protects your employees should a job-related injury or sickness occur during the course of employment. This coverage is required by law and may vary by area, so be sure that you understand your obligations for all physical locations where your business operates in and all physical locations where you hire your employees.
Commercial Liability Insurance
A business owners insurance policy, or BOP, combines business property and business liability insurance into one convenient policy. Your business faces a variety of risks unique to your industry, but there are certain coverages that businesses need regardless of their size or business type. Having a BOP helps you safeguard your business by helping to protect what you’ve built.
Professional Liability Insurance
You should also consider professional liability coverage that protects you against claims for damage to a car caused by mistakes and/or omissions by your staff. In extreme circumstances, this could include not just the cost of fixing the flawed repairs, but also costs that arise from a crash that’s blamed on the faulty repair.
Builders Risk Insurance
Builders risk and installation insurance provides coverage for homes or buildings while undergoing construction, until they are completed. The policy covers the contractors’ interest in materials at the job site before they are installed, construction materials in transit designated for the contractors' equipment insurance–a policy specially and the value of the property being constructed until it is completed.

Liability Insurance
As part of your contractor insurance policy, general liability insurance may cover you against claims of damage or injury caused on-site or to visitors on your premises. Such costs can be immense, and general liability insurance is often mandatory if you want to bid for government contracts.

Natural Disaster

Flood Insurance
Purchase a flood insurance policy to protect your home and covered contents from certain types of flood losses as designated by the National Flood Insurance Program. A flood policy is purchased as a separate policy through the federal program (NFIP) or through a servicing carrier known as a write your own carrier.
Earthquake Insurance
If your rental property is located in an area prone to natural disasters, be sure to look into specific natural disaster insurance coverage as they often aren’t covered by your standard property insurance policy. Some insurance companies offer bundled coverage for natural disasters while others offer individual policies for flood insurance, hurricane insurance, earthquake insurance, and more.

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