As an independent agency with over 20 companies to choose from, we can offer our customers a variety of options, finding the right product and company to fit the need. We are an Award Winning Allstate Independent Agency, having received recognition for being among the top 30 Independent agents in the United States in 2011. Real people answer our phones - no machines, no voice prompts, just real service. We celebrate serving our region for over 23 years in Cooperstown and over 70 years in Morris.Two Convenient Locations Bieritz Insurance Agency, is proud to offer two convenient locations in Otsego County. Bieritz Insurance Agency 209 Main Street Cooperstown, NY 13326 607-547-2951 FAX: 607-547-4487Morris Insurance Agency 128 Main Street Morris, NY 13808 607-263-5170 FAX: 607-263-5270Visit the Morris Insurance Agency WebsiteYour Hometown Insurance Specialists! HOME AUTO BUSINESS LIFE FARM BOAT CYCLE & MORE
If you have a car or truck, you have auto insurance. Similarly, if you own a recreational vehicle, you should be protected in case of damage, theft or an accident. Important coverage when you need protection for: motorcycles, dirt bikes and scooters; motor homes, campers and trailers; golf carts, ATVs, snowmobiles or trailers.
Boat Insurance
If you enjoy boating during the summer months, remember that boat owners are liable for any accidents. Unlike auto insurance, boat insurance is not mandated (unless you have a loan on your boat, in which case your lender will likely require this). Auto insurance does not cover boat owner liability. Check with our office if you are in NY State to get a quote on coverage for your vessel and passengers.
RV Insurance
Mobile Home Insurance
Whether you live in a singlewide, doublewide or a manufactured home, you’ll want to protect your home and its belongings.
Renter’s insurance covers property damage or loss caused by theft, fire, vandalism or storms. Losses due to weather-related floods are not covered. In addition, the policy includes liability coverage which protects a tenant if someone gets hurt when visiting the home or apartment.
Home Insurance
Homeowners insurance is designed to cover damage to your property – your home and the things you keep in it. It also protects you against liability for accidents that injure other people or damage their property.
Life insurance should be a part of your overall financial plan, but how much do you need and which policy is right for you?
Health Insurance
Disability Insurance
New York Disability Benefits (DBL) is a state disability insurance program designed to provide employees with some level of income replacement in case of disability caused off the job.
Being an entrepreneur makes you the boss! But along with getting to choose your own hours, location, and business plan, it also means that you’re responsible for a lot of other things, like commercial business insurance. There’s a lot more to business insurance than getting the lowest business insurance quotes. It means understanding your business’s unique needs and the potential hazards that can threaten its success.
Commercial Property Insurance
Commercial Property insurance protects commercial property from perils such as fire, theft and natural disaster. Essentially, commercial property insurance provides the same kind of protection as property insurance for individuals. However, businesses can usually deduct the cost of commercial property insurance premiums as expenses.
Workers Compensation Insurance
It’s important to understand the types of coverage available and which types of insurance will best serve you and the needs of your business. Government requirements for contractors insurance vary from state to state so all contractors should familiarize themselves with their state’s insurance minimum requirements before shopping for a policy. It is also a good idea to learn about the requirements for any other states where you may be working preventing the need for last minute policy adjustments. The three areas that you should concern yourself with when it comes to insurance for contractors are: general liability, workers compensation and commercial auto.
Commercial Liability Insurance
Professional Liability Insurance
Errors & Omissions (E&O) is also called Professional Liability Insurance (PLI). This type of policy is a form of liability insurance which helps protect professional advice and service providing individuals and companies from bearing the full cost of defending against a negligence claim made by a client, including damages awarded in such a civil lawsuit.